Steve Morgan

NMLS#: 117990, Mortgage Advisor

NMLS#:117990, Mortgage Advisor

884 Walker Rd., Ste. B
Dover, DE 19904
Phone: (443) 226-5297

About Steve:

My wife, Ann, and I were born and raised in Sussex County; I attended Lord Baltimore Elementary School and Selbyville Middle School.  After college, I spent 14 years in the Washington, DC, area working in technology sales and investments, but the goal was always to return to our roots before our sons started school – a goal we accomplished in 2004.

I am a mortgage broker providing residential lending mortgage plans, licensed and assisting clients in Delaware Only. I also work at home and on the road, staying close to the pulse of the mortgage market to provide a ready response.  I’m committed to quality customer service, always putting my clients first.

In addition to my Bethany Beach office, I also commute to DC area for client meetings. Because I believe in the importance of supporting local businesses, I regularly advertise in the Coastal Point, currently serve on The Quiet Resorts Charitable Organization committee, and as President on the Board of Directors of the Bethany-Fenwick Area Chamber of Commerce.  With more than 800 Chamber members, I take my responsibilities seriously, reaching out to my neighbors as needs arise.

But life isn’t all work and no play.  I maintain the balance by spending weekends at the beach with my family or packing in lots of quality time with my sons, Luke and Blake.  I also look forward to weekday golf outings and Sunday afternoon trips back to Washington, DC, to use my treasured Redskins season tickets.

Serving North Bethany Beach, South Bethany Beach, Central Bethany Beach, Fenwick Island, Dewey Beach, Rehoboth Beach, Lewes Delaware and the surrounding areas.

Client Reviews

I highly recommend Steve–he did an amazing job finding the right solution for us when we bought our home at the beach. He grew up in the area and his knowledge and experience was invaluable. I highly recommend Steve if you are looking to secure financing for our dream home.  

Michael N.

Talked to Steve about refinancing our mortgage. He came back quickly with all the information I asked for and more! Professional is just the beginning of how I would describe his service. Thanks Steve!

Mark C.

Steve Morgan is not out for himself. He’s out to help the individual. Two times now he steered me in the right direction. As a woman on a fixed income it means the world! Thank you Steve!

Missy M.


Call me for a free consultation!

Give me a call for a Free Mortgage Consultation at (443) 226-5297. I look forward to answering your question and coaching you through the mortgage process!

All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Whitecap Mortgage Delmarva LLC, 884 Walker Rd., Ste. B, Dover, DE 19904. Phone 302-514-0363. Corporate NMLS#2435455 ( Licensed by the Pennsylvania Department of Banking and Securities, Delaware State Banking Commission, and Maryland Department of Labor.