With HomeReady, creditworthy low to moderate-income borrowers can now get the financing they need to purchase their home.  Home Ready loans typically offer the benefits of lower interest rates and a lower mortgage insurance rate.  And the best part is, you do not have to be a first time home buyer!

Qualification Requirements
•  One borrower must complete an online Homebuyer Education course
•  See income eligibility requirements in your area at:

Home Ready Highlights

•  Down payments as low as 3% – can come entirely from a gift!
•  Use flexible sources of funds for the down payment and closing costs (gifts, grants, Community Seconds®)
•  Non-occupant co-borrowers are allowed
•  Rental income can be used to qualify
•  Lower monthly mortgage insurance requirement

Please contact us today to talk more.